SMS Privacy Policy

This SMS Privacy Policy explains how Dext Capital ("Dext," "we," "us") collects, uses, and protects information when you sign up for and receive text messages from our Dext SMS program. It supplements our general Privacy Notice; where the two differ on SMS, this policy controls.

Our SMS program may send [account and transaction updates, application status notifications, appointment and meeting reminders, customer service replies, and, where you have separately agreed, promotional offers about our equipment finance and leasing solutions]. Messages are sent from 1-866-588-7910.

When you opt in to our SMS program, we collect:

• Your mobile phone number
• Your name and company name, if you provide them
• The date, time, and method of your opt-in, and your consent status
• The content of messages you send to us and our replies
• Delivery and technical data from our messaging providers, such as delivery status and carrier

We use the information collected through our SMS program only to:

• Send you the text messages you agreed to receive
• Respond to your questions and requests
• Keep records of your consent and opt-out choices
• Monitor delivery and improve the reliability of our messaging
• Comply with legal and regulatory requirements

We only send text messages to people who have given express consent. You can opt in by [checking an unchecked SMS consent box on our web form, texting a keyword such as START to our number, or giving verbal or written consent to a Dext representative].

Consent to receive text messages is not a condition of any purchase, application, or financing approval. We never treat consent as implied, and we never obtain it from a third party or a purchased list.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. We will not sell, rent, or share your SMS opt-in data or consent with any third party.

We share mobile information only with service providers that help us deliver our SMS program, such as messaging platforms, aggregators, and wireless carriers, and only as needed to send and support the messages. These providers may not use it for any other purpose. All other categories of information sharing described in our general Privacy Notice exclude text messaging originator opt-in data and consent.

We may also disclose information when required by law, subpoena, or court order.

Message frequency varies. Message and data rates may apply; check your mobile plan for details. Dext Capital is not responsible for charges from your carrier. Carriers are not liable for delayed or undelivered messages.

You can stop receiving messages at any time by replying STOP to any message from 1-866-588-7910. You will receive one final message confirming you have been unsubscribed, and no further messages will be sent. To rejoin, reply START.

For help, reply HELP or contact us at customerservice@dextcapital.com or 1-866-588-7910. Opting out of SMS does not affect other communications or your accounts with Dext Capital.

We protect your information with reasonable administrative, technical, and physical safeguards, including restricted access and encryption in transit. No system is completely secure, but we work to prevent unauthorized access, use, or disclosure.

We keep consent and opt-out records for as long as needed to run the program and meet legal obligations. The retention period is five years after our last message to you or your opt-out, whichever is later. You may ask us to delete your mobile information by contacting us below, subject to any records we must keep by law.

We may update this policy from time to time. We will post the revised version on this page with a new effective date, and material changes will not apply to SMS data collected before the change without your consent.

Questions about this policy or our SMS program? Contact us using the details below. Effective date: 11/11/2026.